Operating rental is a solution that allows, against the payment of a fixed periodic fee, to have the availability of an instrumental asset to the exercise of one's profession or entrepreneurial activity, without acquiring ownership. This service is suitable for customers looking for a flexible solution, which allows continuous technological renewal, free from the risk [...]

Entrepreneurial Microcredit is a measure aimed at micro companies and professionals who want to start a business. Subjects therefore considered "non-bankable" for ordinary credit. Microcredit allows access to a loan whose maximum limit is 35 thousand euros, granted by banks or financial intermediaries. Microcredit is granted in the cases of: renovations or extraordinary maintenance of […]

Fintech is a branch of the booming economy whose etymology comes from the union of two words: "fin" as finance and "tech" as technology. Fintech or financial or fintech technology is about digitizing the banking and financial system that uses technology to make the system itself more efficient. Technology has entered the banking and financial [...]

Crowdfunding is an alternative funding solution. In practice, it is a process by which more people ("crowd" or crowd) give sums of money (funding), even small ones, to finance a business project or initiatives of different kinds using websites ("platforms" or "portals") and receiving a reward in return. Equity-based crowdfunding is referred to as when [...]

WHAT ARE THE MINIBOND Minibonds are debt securities issued by small and medium-sized enterprises and underwritten by professional and qualified investors. The legislation does not refer specifically to the term minibonds, but this is the expression now widely used by journalists, experts, observers and lawyers to indicate these instruments. The issuance of bonds is historically [...]